travel insurance department
Travel coverage
Protect yourself while away. Travel insurance is designed to cover losses resulting from sudden and unforeseeable circumstances that occur while abroad. Whether you’re looking for travel insurance during a single trip, prolonged stay or multiple trips, we can find the travel insurance plan that is best suited for your travel needs.
Travel insurance is a necessity while traveling, as it protects you and your family from the large and unpredictable expenses that occur while on your trip. From emergency medical expenses, lost or stolen luggage or missed and delayed flights. Life seems to find a way to disrupt even the well-established travel plans, make sure you are always prepared with Travel Coverage.
It is important that you read and understand your policy before you travel as your coverage may be subject to certain exclusions or limitations.
MyUnion Travel plan provides a 100% refund on Travel Insurance Premiums within 100 days of purchase if for any reason the individual cannot travel.
For additional insurance and investment information and ideas. Learn More
Snowbird Travel Coverage: coverage for 60 / 90 / 120 / 180 days; provides travel coverage while on extended trips; Super Premium Value – usually 25% below other top travel companies.
TRAVEL APPLICATION
DESIGNED FOR EASY COMPLETION
*Yearly premiums are based on oldest age of applicant(s)
Reload Feature: Length of travel plan purchased will reload at no cost for a new length of travel upon returning to home province.
Travel Insurance Booklet
An explanation of the Travel Plan
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Travel Health & Dental Brochure
An explanation of the Travel Health & Dental PlanTravel add-on coverage
When you are traveling abroad, and are away from Canada or your Province of Residence it is recommended to have travel coverage in case of emergencies. Travel protection plans with emergency medical, trip, and baggage coverage helps you prepare a stress-free trip. Emergency Medical and Trip Cancellation & Interruption coverage can be purchased individually or purchased as a bundle. Our travel plans do offer optional Baggage Loss, Damage & Delay coverage for increased protection while traveling.
Travel Insurance Add-On
Health & Dental Premiums vs. Investing Yearly
The primary objective of this chart is to analyze the expenses associated with a seniors’ Health & Dental plan in comparison to investing the premium in a Tax-Free Savings Account (TFSA). The central issue at hand involves evaluating the cost-effectiveness of the plan concerning the benefits it offers to seniors, considering the constraints and limitations placed on the coverage provided.
For instance, the dental coverage provided is notably restricted, with a maximum annual coverage ranging from $1,000 to $1,500 annually. Furthermore, various provinces offer seniors valuable Health benefits without any monthly premium requirements.
By directing premiums towards a TFSA, individuals can explore the option of utilizing the funds for purchasing travel insurance when required, while also leveraging government-backed programs that offer substantial advantages compared to alternative schemes.
It’s crucial to bear in mind that personal health expenses qualify as tax-deductible items on one’s personal tax return under list 330. It is advisable to consult a professional accountant regarding the potential Health & Dental deductibles accessible to seniors. The chart serves to illustrate the comparative outcomes of investing the monthly Group Insurance premium in a TFSA versus paying for a Group premium. If you are currently subscribed to a Group premium plan on a monthly basis, how effectively is it meeting your needs? Are you receiving the anticipated value commensurate with your investment?