Important reason to disclose all medical history. Read More
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Travel - Medical Questions Required for Travel Coverage (Applicant)
The following medical questions are required for all travelers covered on this travel policy aged 65+. Medical questions help us to determine your eligibility and premium rate. Providing you peace of mind with proper coverage to fit your personal situation.
Pre-existing conditions are based on Age of the Traveler(s)
Pre-existing conditions could affect your coverage if the answer to any of the medical questions are 'YES', up to the date of departure for your trip(s).
If the answer to any of the medical questions are 'YES' than a conversation with Arlene Marko, of our Travel Team is required.
Exclusions and Limitations
** any condition for which the Insured Person received medical advice, consultation or treatment within six (6) months prior to the commencement of a Trip, with the exception of a Chronic Condition which is under treatment and Stabilized by the regular use of prescribed medication.
"Chronic Condition" means a disease or disorder which has existed for a minimum of six (6) months.
"Stabilized" means there has not been a change in the medical condition requiring medical or psychiatric intervention for a minimum of six (6) months, adjustments in doses of Warfarin or Coumadin are not considered to be medical intervention for the purpose of this definition.
Travel - Medical Questions Required for Travel Coverage (Spouse)
Travel - Medical Questions Required for Travel Coverage (Elderly Parent(s))